Annuities

The tools you need to build your book of business.

This is updated once per quarter. You should contact the individual company to confirm the most current payouts.

Pacific Life

Payouts
Surrender
Period
Max Issue
Age
A
B
C
D
Pacific Value*
7 Years
80
Unavailable 4.0% Up Front; .25% yrs 2-7;
.5% yrs 8+
2.0% Up Front; .25% yrs 2-7;
1.0% yrs 8+
N/A
Pacific Innovations
3 Years
85
5% Up Front; .25% yrs. 2-3;
1.0% yrs 4+
3.5% Up Front; 1.0% yrs 2+ 2.5% Up Front; 1.25% yrs. 2+ N/A
Pacific Voyager 6 Years 85 Unavailable 5.5% Up Front; .25% yrs 2+ 3.0% Up Front; 1.0% yrs 4+ 1.25% Up Front; 1.0% yrs 2+
Pacific One Sel. 1 Year 85 1.5% Up Front; 1% yrs. 2+ 1.0% Up Front; 1.25% yrs. 2+ N/A N/A
* – Bonus Product

Hancock

Payouts
Surrender
Period
Max Issue
Age
A
B
C
D
Venture 4 4 Years 85 N/A 6.00% Up Front; 1.0% 49th Month+ 4.0% Up Front, 1.0% 13th Month+ 1.25% Up Front; 1.25% 13th Month+
Venture 7 Years 85 Unavailable 5.5% Up Front; .25% 19th Month+ 3.5% Up Front; 1.0% 37th Month+ 2.0% Up Front; 1.0% 13th Month+
* – Bonus Product

ING

Payouts
Surrender
Period
Max Issue
Age
A
B
C
D
Xtra Credit 6* 8 Years 75 Unavailable 4.75% Up Front; .25% Yrs. 2+ 3.5% Up Front; .50% Yrs 2+ N/A
Apex II 4 Years 85 5.5% Up Front; 1.25% Yrs 5+ 4.75% Up Front; 1.25% Yrs 4+ 3.75% Up Front; 1.25% Yrs. 3+ 4.00% Up Front; 1.25% Yrs. 2+
ASAP III 8 Years 80 Unavailable 6.00% Up Front; .25% Yrs. 2+ 4.75% Up Front; .5% Yrs. 2+ N/A
ASL II 0 85 2.0% Up Front; 1.00% Yrs. 2+ 1.25% Up Front; 1.25% Yrs. 2+ N/A N/A
* – Bonus Product

Jackson National

Payouts
A
B
C
D
E
Perspective L Unavailable 5.95% Up Front; 1.0% Yrs. 5-7; 1.3% Yrs. 8+ 1.65% Up Front; 1.4% Yrs 2+ 3.7% Up Front; 1.0% Yrs 2+
Perspective II Unavailable 5.25% Up Front; .5% Yrs. 2+ 3.5% Up Front; .75% Yrs 2+ 5.55% Up Front; .25% Yrs 2-7; 1.0% Yrs. 8+ 2.0% Up Front; 1.0% Yrs. 2+
C Share Unavailable 1.25% Up Front; 1.25% Yrs. 2+ N/A N/A N/A

SunLife

Payouts
Surrender
Period
Max Issue
Age
A
B
C
Masters Extra* 7 Years 85 Unavailable 4.25% Up Front; .25% Yrs. 2+ N/A
Masters Flex 4 Years 85 N/A 5.5% Up Front; 1.0% Yrs 5+ 4.0% Up Front; 1.0% Yrs. 2+
Masters Choice 7 Years 85 Unavailable 6.0% Up Front; .25% Yrs. 2+ N/A
Access 0 95 2.0% Up Front 1.0% Yrs. 2+ N/A N/A
* – Bonus Product

MetLife & Pioneer

Payouts
Surrender
Period
Max Issue
Age
A
B
C
Annuistar Plus* 9 Years 80 Unavailable 4.5% Up Front; .25% Yrs. 2+ N/A
Annuistar Flex 4 Years 80 5.75% Up Front; 1% Yrs 5+ 5.0% Up Front; 1.0% Yrs 4+ 3.25% Up Front; 1.0% Yrs. 2+
Annuistar 7 Years 80 Unavailable 6.25% Up Front; .25% Yrs. 2+ 2.75% Up Front; .75% Yrs. 2-7; 1.0% Yrs 8+
* – Bonus Product

Hartford

Payouts
Surrender
Period
Max Issue
Age
A
B
Leaders Plus* 8 Years 85 6.5 Up Front; .25 Yrs 8+ 5.5% Up Front; .25% Yrs. 2+
Outlook 4 Years 85 5.0% 1.0% Yrs 4+ 3.0% Up Front; 1.0% Yrs 2+
Leaders 7 Years 85 6.0 Up Front; .25 Yrs 2+ 2.0% Up Front; .75% Yrs. 2+
Access 0 85 1.0% Up Front; 1.0% Yrs. 2+ N/A
* – Bonus Product

AIG

Payouts
Surrender
Period
Max Issue
Age
A
B
C
D
Platinum Rewards* 9 Years 85 Unavailable 4.5% Up Front; .25% Yrs. 2-9; .8% Yrs. 9+ 4.0% Up Front; .8% Yrs 4+ N/A
Choice 3 Years 85 5.5% Up Front; 1.0% Yrs 4+ 5.0% Up Front; .25% Yrs. 2&3; 1.0% Yrs 4+ 3.75% Up Front; 1.0% Yrs. 4+ 2.0% Up Front; 1.5% Yrs2+
Platinum 7 Years 85 Unavailable 6.25% Up Front; .25% Yrs. 2+ 5.0% Up Front; 1.0% Yrs 5+ 2.5% Up Front; 1.0% Yrs 2+
Advisor 0 90 2.0% Up Front 1.0% 15th Month+ 1.4% Up Front; 1.4% 15th Month+ N/A N/A
* – Bonus Product

AXA

Payouts
Surrender
Period
Max Issue
Age
1
2
3
4
5
Accumulator Plus* 8 Years Varies Unavailable 4.75% Up Front; .25% Yrs. 2+ 3.5% Up Front; .5% Yrs 2+ N/A N/A
Accumulator Elite 4 Years Varies N/A 5.0% Up Front; 1.0% Yrs 4+ N/A 3.5% Up Front; 1.0% Yrs. 2+ N/A
Accumulator 7 Years Varies Unavailable 6.0% Up Front; .25% Yrs. 2+ 5.0% Up Front; .5% Yrs. 2+ 4.75% Up Front; .25% Yrs 2-6; 1.0% Yrs 7+ 1.25% Up Front; 1.0% Yrs 2+
Accumulator Select 0 Varies 1.5% Up Front; 1.25% Yrs. 2+ 2.0% Up Front; 1.0% Yrs. 2+ N/A N/A N/A
* – Bonus Product

Lincoln

Payouts
Surrender
Period
Standard
Opt. 1
Opt. 2
Opt. 3
Opt. 4
B Share 7 Years 5.25% Up Front; .25% Yrs. 2-7, .4% Yrs. 8+ Unavailable 5.0% Up Front; .25% Yrs. 2-7, 1% Yrs 8+ 1.75% Up Front; 1.00% Yrs. 2+ 6.25% Up Front; .25% Yrs. 2+
L Share 4 Years Unavailable 5.5% Up Front; 0 Yrs. 2-4, 1.0% Yrs 5+ 4.75% Up Front; .25% Yrs. 2-4, 1% Yrs. 5+ 3.5% Up Front; 1% Yrs. 2+ 1.5% Up Front; 1.25% Yrs. 2+
C Share 0 Years 1.5% Up Front; 1.25% Yrs. 2+ N/A N/A N/A N/A

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